Know in under 3 minutes which coverages Qatar, UAE, and Bahrain law requires for your business. Free, no registration.
Review my businessWhat regulators require / 01
Gulf regulators — QCB, CBUAE, CBB, MOHRE, and sector-specific authorities — mandate specific coverages. Missing them means fines, licence suspensions, and direct financial exposure.
01 / WORKFORCE
Mandatory from the first employee. Qatar Labour Law No. 14/2004, UAE Labour Law Art. 54, and Bahrain Labour Law No. 36/2012 all require workers' compensation. Dubai and Abu Dhabi also mandate employer-sponsored health insurance.
02 / MOBILITY
All vehicles require compulsory TPL before registration. Qatar Traffic Law No. 19/2007, UAE Traffic Law No. 21/1995, and Bahrain Road Traffic Law Decree 18/1976 enforce this without exception.
03 / CONTRACTS
Government tenders across Qatar, UAE, and Bahrain require bid bonds (1–2%) and performance bonds (5–10% of contract value) as legal prerequisites. Without them, contracts cannot be awarded or executed.
04 / ASSETS
QCB, CBUAE, and CBB-regulated lenders require property insurance on mortgaged assets. Free zone and mainland commercial leases (QFC, JAFZA, DMCC, Bahrain Bay) frequently mandate tenant liability cover.
Mandatory scope varies by country, emirate, free zone, and sector. This diagnostic is informational; final validation should be done with a licensed insurance broker or risk advisor.
Results / 02
Every company diagnosed had at least one mandatory coverage gap. All of them purchased the required policies after the diagnostic.
Already used by companies in Qatar.
companies had coverage gaps
purchased every required policy
Pilot with a licensed broker in Costa Rica
How it works / 03
What Fidein does
What the broker does
Fidein is not an insurance broker. Policies are placed through licensed partners regulated by the relevant authority in each country.
The process / 04
Country, industry, size, and activity. No personal data.
Coverages mandated by QCB, CBUAE, CBB, MOHRE, and sector regulators — with the exact legal basis.
Market-standard coverages carried by comparable Gulf businesses, and the specific reason each one applies.
The team / 05
Co-founder & CEO
Insurance and risk expert with a technical background. BSc in Computer Science and MSc in Financial Risk Management from Politecnico di Milano. Worked as a reinsurance underwriter, managing a portfolio of hundreds of millions in premiums. Oscar leads Fidein's product and its regulatory and coverage engine.
Co-founder & COO
Investment banker with M&A experience and a BSc in Physics. He leads finance, partnerships, and fundraising, including building the broker and insurer partner network across Latam and the Gulf.
Why this team wins
Fidein is a rare combination of founders: one has underwritten risk at scale inside a major reinsurer; the other has structured deals as an investment banker. Both have quantitative training — computer science and physics. That mix is what it takes to turn complex insurance regulation into software, and to sign the distribution partners that make it a business.
Partnerships / 06
If you hold a licence in Qatar, UAE, Bahrain, Colombia, Mexico, Peru, Costa Rica, or the USA, we can route qualified diagnostic leads your way.
Run the free diagnostic. It's the first step to operating with legal backing across the Gulf.
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